Hi Elaine....There's a local tale around Altoona, Pa., which gets retold every now and then. The city has a rich railroad history and in days past, the trains used to run under pedestrian bridges. If a city girl was crossing the bridge when the train passed underneath while blowing steam and creating wind, she reportedly hung onto her hat. But if a country girl was on the bridge when the train passed, she held onto her skirt.
That's you, gf!